wrong ac on my character

[jagger82]

Hail all and thanks for future answer
I create a yuan-ti 16 swashbuckler, 10 lvl duellist, 10 lvl champion of the wild, 1 fist of forest
My problem come from ac:
10+ 1(yuan-ty) +1 dodge +3(sw dodge) +10(duellist) +8(fist of forest it's 10 if i'm unarmed) +12(dev) +12(clothes) +12(amulet) + 12(boots) +19 (dex) +1(lucky heroes) +3 (superior defense) + 1(speed) total= 105 ac but on character i have 101 why? i see the only item give me less are boots insteat give me 12 give me only 8....why?

[Caylin]

All bonuses of the Dodge type stack but only up to +20. So you have 24 Dodge ac but can only apply up to the cap of 20.